



HUMAN-CENTERED MORTGAGE LOANS
the pixels of your life define your best loan
The Erica Kelley Group finds your perfect loan

20+ YEARS
Custom Mortgages Fit to You. Mortgages are so much more than just a transaction. As a Senior Mortgage Banker, I am honored to have 20+ years serving others in the financial industry. Flat Branch facilitates over a billion dollars in loans per year, bringing the support needed to service all types of loans.

OUR APPROACH
Relationships Over Transactions. What does it mean when we say human-centered mortgage loans? It means everything centers around you. Everyone's life "pixels" and financial fingerprint are different and we genuinely care and take great pride in finding the best mortgage solution for your unique needs.

MORTGAGE CALCULATOR
No Stress, Turn-Key Loan Process. The first step on your journey is to calculate how much you can afford. When you understand your purchasing ability then we can help tailor your best loan offering for your specific goals. Your journey will be seamless and flawless with Erica Kelley.
THE ERICA KELLEY GROUP

We Want You & Your Family to Have Your Best Life!
Supporting Your Best Life. A part of the best life involves having a beautiful home for you and your family. We are a supporting piece to providing the mortgage loan that has your best interest at heart. The Erica Kelley Group is your white glove, turn-key mortgage banker. Helping you and your family have the best loan for your specific needs is truly our highest motivator. Our cornerstone is relationships over transactions. It is our pleasure to save you time and money plus eliminate stress during the entire loan process.
As a senior mortgage banker with Flat Branch Home Loans, Erica has all the backing needed for a wide variety of mortgage loans. If you are ready to get started, apply here


MEET ERICA

Erica Kelley, Senior Mortgage Banker
at Flat Branch Home Loans
Longevity in the Industry. Erica began her career in mortgages in 2015 after a decade long career in general finance. Because she has a wide range of knowledge when it comes to the finance industry, she has the ability to cater the mortgage experience to each of her clients’ needs. She meets them where they are – always ensuring they have the tools and knowledge to make the best decision for their goals.
When she’s not working, Erica loves to spend time with her husband, their three sons, and their dog. She’s almost always at a football or baseball game cheering on her boys, but she’s also involved in several Chambers and her Church.
OUR APPROACH

Human-Centered Mortgage Loans
Everyone has their unique financial fingerprint. The "pixels" of your life (your financial footprint, job, income, credit history, financial resources, etc) determine how to structure your best home loan. We genuinely care and take great pride in finding the best mortgage solution for your unique needs. Other factors go into play as well, the best structured loan also depends on what is happening in the market place. Are interest rates going up or down? We have our finger on the pulse of mortgage trends and forecasted predictions. We are here to be your guide every step of the way, from start to finish.

testimonials
I’m a local Realtor who has been fortunate to work with Erica and Shannon on multiple transactions! On the last one, I had a first


Vicki Williams Lowe

Erica Kelley was fantastic to work with, she was available to answer lots of questions, she was kind and pleasant!


Angie Mensi Stiff

As first time homebuyers, Erica Kelley went above and beyond in taking great care of us throughout the whole process.


Lindsay Duke

Goes the extra mile to do whatever is necessary to get her clients to the closing table. Great counselor, patient, caring,


Anita Hughes

Erica and her team are fantastic! They are always on top of things, willing to go the extra mile and


Chelsea Vargas

Ericka Kelly is a fantastic partner in the home buying process. Erica will go above and beyond to see


Shawn Velo

what loan is best for your goals?

We can help assist in finding the perfect loan to fit your needs
Whether you are a Veteran, first-time home buyer, looking to refinance and everything in between The Erica Kelley Group specializes in finding the right home mortgage for you. It is our honor to help you acquire something that is "yours."
We have helped many clients who thought they would not be able to qualify, actually purchase their dream home. Do not hesitate to contact us today at 615-423-3095 to discuss our Loan Programs. There are many options including those for spouses of Veterans, those who need assistance in a down payment, to even those wanting to roll renovations into their home mortgage. We are here to help!

- 2092 Fairview Boulevard
Fairview, TN 37062 - ekelley@fbhl.com
- 615-423-3095



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